I often get contacted by people who have lodged 485 visas themselves and get a refusal, because they do no meet some of the very basic requirements, like the English language requirement.
The sc. 485 visa can provide a great pathway towards PR and a refusal can destroy all that, so PLEASE, do yourself a favour and get some professional advice, before you lodge the visa application. A good registered migration agent will make sure you meet all the requirements before you lodge the application
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